United Kingdom
Kajco Finance Ltd
Owns the Kajco technology and intellectual property.
- Incorporated
- March 2025
- Company no.
- 16320323 ↗
- Registered office
- 5 Brayford Square, London, England, E1 0SG
- [email protected]
Our Mission
“The trust is already there in every market street. We're building the system that lets it count.”
Across emerging markets, people trade, borrow and repay through relationships that sit outside formal finance. Kajco is building the systems that make that trust visible to finance, starting with credit.
Kajco Finance Ltd is a UK company and owns the Kajco technology and intellectual property. Its Nigerian sister company, Kajco Lending Services Ltd, is Kajco's licensed lending partner in Nigeria, and lending is done through it. Our model has been shaped by work with businesses and input from industry experts, mentors and partners.
What We're Building
Kajco is a fintech, not just a lender.
Through Kajco Credit and Trustline Credit, we help merchants offer fair, digital credit to the customers they already trust.
Kajco is building a broader consumer financial ecosystem, starting in Nigeria.
Company Structure
Two companies. One Kajco.
Nigeria
Kajco Lending Services Ltd
Sister company and Kajco's licensed lending partner in Nigeria.
- Incorporated
- April 2025
- RC
- 8384389
- Office
- 47 Ladoke Akintola Street, New Bodija, Ibadan, Oyo State
- [email protected]
Regulation
Regulated from day one.
Moneylender's Licence
Kajco Lending Services Ltd
State Moneylender's LicenceNDPC Data Protection Registration
Kajco Credit
NDPC/DCP/07167SCUML Registration
Kajco Lending Services Ltd
SC 311501614Trademarks Accepted
Kajco Credit (Classes 9 and 36) · Kajco Trustline Credit (Class 36)
Accepted in Nigeria
Founder
Valentine OnyenobiFounder and Director
Valentine grew up in his family's businesses in Nigeria and ran his own store from age 14. He has since spent seven years building and running businesses across the UK, the UAE and Nigeria. Through Freetown Consultancy & Services Ltd he helps founders build strong operating structures. He holds an MBA in Global Business.
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Contact
Let's build trusted credit together.
Investors, lenders and partners.
Tell us about your interest and we will send our company brief.